Entered Member
- #thirteen
There clearly was an interesting connect here- though it was British based very not sure if it is strongly related to Ireland but it’s you are able to financial institutions will get follow a similar approach
overall, I would have believe one bank do come across anybody just upcoming from case of bankruptcy just like the a high exposure additionally the direct reasons for the bankruptcy may be important.
Inserted Member
- #fourteen
We had been discharged in the , and possess gone to this point arguing with a few of our debtors along the condition your ICB profile that happen to be completely wrong. Mulberry loans This is actually the production in our software:
BOI – Prepared to lend however, expected me to waiting six-9 months pursuing the point what exactly into the our very own ICB statement was marked given that ‘Written Off’ or ‘Complete’ AIB – step one refused software just like the all of our ICB report got a column having ‘Account inside Dispute’ while the ISI hadn’t reduced told you collector the dividend just after 2 yrs regarding using a keen IPO. 2nd application registered yesterday
Keeps you printed how one thing go. We already been a credit connection account on the ninety days putting an effective pair bob in the weekly so they shall be the next end. We have ten% put so can be and finding among the many famous ‘exceptions’ on 20% deposit. BOI were ready to give us one considering our getting nevertheless rawness of the ICB declaration is actually the challenge
Entered Member
- #fifteen
When i asked new york ICB statement back particular weeks ago just after discharge for the I got many time intensive phone calls to help you build and you will characters to get delivered to my dos creditors once the little got rectified to my statement. But in the end I got it sorted and questioned emails out of research which i was don’t liable for one personal debt because of them. Both levels have now a beneficial W (composed from) in it and you can reduction go out away from middle 2018.
You will find over the last couple of months ran for the my regional borrowing partnership inquiring on the a mortgage as well as a secured asset mortgage they actually do with high interest and you may restriction identity from 15 years. The come an extended procedure and never even sure at that point when it will even happen. Each and every time I go during the for the necessary paperwork they look getting something else. There is to attend to possess my wife accomplish his six week probationary period within his the newest a career that i faith is actually important process.
We have been saving using them due to the fact start of this current year with whatever you conserve and you may shell out into the rent (within my personal personal bankruptcy is vacating house) we have ample to cover home financing installment for every week.
Would you indicates myself thus far having myself and you can my companion strategy Financial Away from Ireland and you may AIB and view whatever they say.
Joined Representative
- #sixteen
Once i questioned nyc ICB statement right back particular months back once launch in I experienced many cumbersome phone calls so you’re able to build and you will characters become sent to my personal dos financial institutions given that absolutely nothing was corrected on my statement. However in the end I’d they sorted and you may questioned emails away from research which i am not responsible for people debt because of them. Both levels have a beneficial W (authored out of) to them and you can reduction day away from mid 2018.
I’ve over the past month or two ran on the my personal regional borrowing from the bank relationship inquiring on home financing and its own a secured asset mortgage they actually do with high interest and you may restriction term out-of 15 years. Its become a lengthy process and never even yes at this section when it may also happens. Every time I-go in the on the required documentation they appear to have something else. We now have to wait getting my wife accomplish their six times probationary several months within his new employment that i faith was simple procedure.
